Monday, August 24, 2020
M7A2 - Assignment Example For example, the scientist may impact the consequences of the investigation by choosing one gathering of representatives or from his preferred calling for the worry at work look into, and in this manner will slant the examination discoveries to this gathering or calling overlooking different callings who despite everything face worry at work. So as to evade this predisposition the examination will utilize irregular choice of the representatives test to be met for my worry at work-places inquire about. Voice The researchersÃ¢â¬â¢ voice in subjective examines is obvious for the most part in the inquiries of the investigation and he ought to be careful about one-sided or slanted outcomes. Hence, the scientist ought to consistently build up his inquiries in an impartial way to maintain a strategic distance from their voice hampering the examination discoveries and results too. In my examination, I will enlist the administrations of experts and my companions to audit my inquiries for bi asness to dispose of any opportunity of my voice changing exploration discoveries. End Therefore, scientists so as to pick up validity of their exploration they ought to be careful about their voice and reflexivity affecting examination discoveries. ... In such manner, representatives will undoubtedly adjust work place requests just as stresses that begin outside the work place. Today, the greater part of the representatives through their associations have thought about going to court to battle for the improvement of their workplace, which they case to be exceptionally distressing. As indicated by Ross and Altmaier (2007), there are numerous bodies that have been shaped by the specialists to downsize the pressure rendered to the representatives at the work place. These are stresses that are realized by the absentmindedness of the business to give a helpful climate to the workers. Like any life challenge, stress has gotten one of the existence moves that should be contained and controlled; for this situation, there are some proposed methods of overseeing worry at the work place. Workers are encouraged to consider that they have to assume individual liability by enhancing their enthusiastic and physical prosperity. There is likewise t he alternative of relational abilities improvement with colleagues and the administration. At long last, one ought to keep away from specific traps by distinguishing those automatic propensities and the perspectives bother the degree of stress (Stranks, 2005). The specialist looks to comprehend the level of representatives in the work place who have an inclination that they are working in an unpleasant situation and the wellspring of the pressure whether from or outside the work place. Subjective Methodology: Grounded Theory Method In the examination to follow, the subjective convention utilized is the grounded hypothesis, whereby the ordinary research forms is turned around. Rather than the speculation being created before the real information is gathered, inductive and deductive thinking is
Saturday, August 22, 2020
Numerous individuals perceive that packs have been around for what appears until the end of time. What they don't understand is that the numbers are expanding to astonishing extents, there were 28,000 youth groups with 780,200 individuals in the United States (in 2000) and 20% to 46% of those individuals are female (Evans). What's more, what is significantly all the more stunning is, in Chicago alone there are 16,000 to 20,000 female posse individuals (Eghigian). These young ladies begin as ?groupies?, become individuals, and here and there even pioneers of all-young lady packs on account of difficulties in the home, a requirement for cash, for the social scene, or on the grounds that it is all they know. Allison Abner, who composed Gangsta young ladies, plunked down and talked with three young ladies who have all been in posses while, two despite everything are. These young ladies talk about themselves and numerous others that live in secluded neighborhoods, where the secondary school drop-out rates are high, just as joblessness rates (Abner). They are prepared to buckle down, and to accomplish, yet are not given the chances to do as such. They frequently originate from pained and brutal homes and simply need something to ?fill the void...
Saturday, July 25, 2020
An MIT FAQ Recently, in my wanderings around the internet (that is to say, the College Confidential message boards), Ive noticed an abundance of ridiculous stereotypes about MIT and MIT students. Im a little touchy about things like this, but my boyfriend is trying to make me into a better person and keeps telling me to find the good. I decided to find the good in blatant stereotyping by creating this FAQ. Q. Are all MIT students typical nerds? A. Definitely not. Many of us are very atypical nerds. Q. No, seriously. I bet you all go to Star Trek conventions all the time. Do you know how to talk about anything but science? A. Well, most of us dont. But so what if we did? There are worse things to be. But anyway, MIT is host to a wide variety of versions of campus life from the typical (intramural sports) to the only at MIT (hacks). Check out our list of student groups. Were a collection of 4000 unique people with abnormal interests, and were proud of to be a little offbeat. Around here, nerd isnt an epithet. Q. (related to previous) Do you spend all your time studying? A. If we spent all our time studying, how would we have time to be in all those student groups? Q. MIT has sports teams? A. Um, yeah. MIT has 41 varsity sports teams (tied with some school up the street, Ive heard, for the most in the nation) and 35 club sports teams, plus a thriving intramural sports and physical education program. Q. Doesnt MIT have a really high suicide rate? A. Statistically speaking (which is really the only way one can speak about this sort of thing), no. The MIT student suicide rate is consistent with the national average for 18 to 22-year-olds any analysis which suggests otherwise fails to properly account for the extremely small sample size. Q. I dont need good extracurriculars to apply to MIT MIT only admits people with perfect test scores, right? A. Actually, youd be better off applying with decent test scores and stellar extracurriculars than with perfect test scores and mediocre extracurriculars. MIT likes to admit people, not cardboard cutouts. Q. I heard MIT is super-competitive and cutthroat. A. Actually, MIT is a very collaborative place, and its normal (and expected) that students will work together in groups to complete their problem sets. MIT is hard for everyone, and the difficulty inspires a great deal of cameraderie among students. Were all here in the trenches together Q. If I apply to MIT and tell them Im going to be a humanities major, wont it be easier for me to get in? A. Nope. Wouldnt that be a little too easy? The major you write down on your application might help the admissions committee understand why youre applying to MIT, but they wont admit you just because they want to admit a music major this year. Q. Im not a super-genius. Can I still survive at MIT? A. With the grueling coursework every MIT student has to complete, its often better to be hard-working than brilliant. Being brilliant helps, Im sure, but passion and motivation are the real necessities. Q. Isnt MITs campus really ugly? A. Ive heard this one a lot, and I still dont understand it. I mean, MIT has an urban campus, so we dont have the plethora of quads typical of the more suburban campuses, but I still think Killian Court is beautiful. Who cares if a campus is beautiful anyway? Last time I checked, college was about learning, not foliage. Q. You guys are all nerds. A. Thank you.
Friday, May 22, 2020
Sample details Pages: 10 Words: 3068 Downloads: 8 Date added: 2019/03/22 Category Health Essay Level High school Tags: Drug Abuse Essay Did you like this example? Abstract Addiction seems to be a hot-button issue of society as of late, particularly with the influence of the opioid epidemic. Opinions on addiction and therefore addicts range from the utmost sympathy to utter disgust, and it seems to be a frequent social battle on whether or not addicts deserve treatment or an unceremonial death. While people bicker on what current addicts deserve or what their lives should look like, there is arguably not enough attention focused on the trials and tribulations that addicts go through on a daily basis, or perhaps how addiction grasps people in the first place.. DonÃ¢â¬â¢t waste time! Our writers will create an original "Drug Addiction Functionalism" essay for you Create order Why do some addicts have a story that evokes sympathy, while others are regarded as similar to trash? How does addiction persevere, despite our best and most modern attempts to facilitate recovery and sobriety? Social theory can provide a variety of answers to said questions, but functionalism, and more specifically strain theory, may provide some telling answers. Functionalism was expanded in the early 1900s by sociologist Emile Durkheim. Essentially, the understanding of functionalism is that everyone has a place within society, and that some people need to hold the more undesirable roles within society to make it work. The nature of functionalism dictates that it is normal for conflict to exist in the way that it does; our society has been set up a way that facilitates functionalism. According to Durkheim, we exist in organic solidarity, meaning that our modern society causes people to rely on each other now more than ever. He contrasts this with the idea of mechanical solidarity, which was more of a pre-industrial society, in which people were generally more individualized and tended to their own needs. Durkheims ideas here do make sense think of how many people we interact with for our needs. We go to the grocer or order take-out for dinner, we visit doctors, we buy our furniture, and so on and so forth, when in pre-industrial society, we would have tended to all of these needs simply within the family unit. Durkheim claims that the more solidarity that exists within a society, the less deviance will occur. Another of Durkheims points within functionalism is that of the social fact. He describes a social fact as a societal norm or belief that is constructed by the structure of society, and is beyond one individual to change. On the flipside of this is the idea of anomie, or a lack of social facts within a given society. These ideals within functionalism are noteworthy and applicable to society today, and certainly fit in with the understanding of addiction. A subset of functionalism can provide even more insight to how addiction and addicts function within our society. More specifically, strain theory, proposed by Robert Merton, claims that people resort to deviance as a result of the inability to achieve what society regularly recognizes as success. Traditional success, particularly in the United States, often refers to wealth, independence, strong interpersonal relationships, and plentiful other traditional social facts. Merton proposes that since people begin with different tools in life to achieve this success, people will either attempt to achieve it in a deviant manner, or will deviate from the idea of the traditional success as a whole. Consider someone born into a neighborhood of poverty, perhaps raised by a single parent, attending a school that doesnt receive much funding, as compared to a child born into wealth, attending a private school, with two supportive parents. Of course these children have different opportunities to reach the traditional success that society mandates. People on the bottom rung of the ladder in society, generally those born into poverty, must take various approaches to become equal to others, and Merton pinpoints five different reactions that the bottom rung people may opt to take to achieve. Firstly lies the idea of conformity, in which people accept the culture that exists around them, and do their best to legitimately achieve success (Caliwan). Innovation, a second social reaction, occurs when individuals accept the societal structure around them, but try to come up with alternate ways to achieve success (Caliwan). Ritualism occurs when the oppose happens an individual does not accept the societal norms in which they exist in, but go through the motions of achieving success anyways, as theyre unsure what other route to take in life (Caliwan). Sometimes, people decide to reject both the ideals of society and the traditional means of getting to them, and retreatism then takes place (Caliwan). Lastly is rebellion, which is similar to retreatism, but adds in the variable of individuals attempting to rewrite both societal norms and how to achieve them (Caliwan). Though Durkheim views deviation and crime as normal, functioning parts of society, Merton offers a more in-depth explanation regarding why people resort to these types of activities. Addiction is certainly considered an act of deviance, especially in the United States. According to Barry, McGinty, Pescosolido, Goldman, who conducted a study to assess differences in attitudes regarding addiction and other mental health issues, findings reported that: Respondents held significantly more negative views toward persons with drug addiction. More respondents were unwilling to have a person with drug addiction marry into their family or work closely with them. Respondents were more willing to accept discriminatory practices against persons with drug addiction, more skeptical about the effectiveness of treatments, and more likely to oppose policies aimed at helping them. A scientific study may solidify those facts, but plenty of us have interacted with people who make these types of studies seem nearly irrelevant for confirmation in the first place. Theres always that coworker, that aunt or uncle, or the Facebook friend you have whos more like an acquaintance, who has an opinion to chime in on addiction. With the public space of the Internet and social media, people may be feeling more free now than ever to admit to their opinions on such health epidemics. The fact of the matter is that people do not perceive addicts in a positive light, generally because they believe that addicts have gotten themselves into that situation by behaving deviantly and taking drugs, and therefore do not believe that they deserve help or sympathy (Barry, McGinty, Pescosolido, Goldman, 2014). Sadly, drug abuse is not on the decline, either according to Scot Thomas and the American Addiction Centers, over seven million Americans struggled with substance abuse in 2014 alone. Even more disheartening, only about 10.9% of addicts received proper treatment at a recognized facility in 2013 (Thomas, 2018). Interestingly, almost twice as many people who are unemployed struggle with addiction than those who are fulltime workers, and about half of the population of American prisons and jails suffer from addiction (Thomas, 2014). Even worse, relapse rates for those who do seek treatment fall at about 40-50% (Thomas, 2014). Thomas cites reasons for addiction to be ge netic or environmental, but sociologically, it is reasonable that functionalism and strain theory can offer an interesting take on why people get addicted in the first place. As aforementioned, Durkheim claims that deviance within society is normal. As deviance is needed to keep a society running (who else can you point fingers at and make an example of what not to become?), as are addicts. Addicts do fulfill a number of roles within society, as well. Firstly, addicts are often considered a burden on the healthcare system. As addicts can cost the United States healthcare system over 193 billion dollars annually, it is difficult to argue this point (Thomas, 2014). They fill the role of patients, keeping doctors, nurses, and hospitals with people to work on. Those facing addiction also often attempt to go to rehab at one point or another, or over and over again. Addiction rehabilitation centers arent cheap, either detox alone can cost upwards of $1,500, and in-patient rehab is estimated to cost approximately $12,000-$60,000 for people requiring 60 to 90 day programs (Thomas, 2014). Rehab centers supply jobs to many people, and therefore more money can kick back into the economy a clear profit can be seen to be made off of addicts. Lastly, addicts have to get their drugs from somewhere. The SAMHSA National Report from 2017 details that 53% of opioid users get their drugs from a friend or family member, but 35% were also prescribed the drugs legitimately. Addicts who are abusing controlled substances also provide work for the doctors they visit to get prescriptions, the pharmacies that they pick up the drugs from, and the pharmacological companies that produce the drugs. Of course, the traditional idea of an addict sneakily buying dope in an alleyway in some shady city has yet to totally die, and the dealers in this way end up making a profit as well. The dealers likely got the drugs from another dealer, or directly from a doctor or pharmacological company, and these companies benefit once again. Lastly, policies on the legality of drugs and their possession or sale have a lot of influence in the lives of addicts, as well. Minimum sentencing drug laws of course play a huge role in the incarceration of addicts and dealers, but drugs tend to flow into prisons, as well (Connor Tewksbury, 2016). Through the incarceration system, however, drug addiction is generally not treated, facilitates the movement of more drugs, and does not rehabilitate drug users (Chandler, Fletcher, Volkow, 2010). Though addicts may be seen as a waste in society, a lot of money certainly can be made off of them. There will always be people who disagree with the social facts, but what provokes descent into something like addiction? Here we can apply Mertons strain theory for a thorough and clear explanation. A conformist, according to Merton, wouldnt get caught up in drug usage in the first place. As they accept societal norms and the means to achieve them, they would stick to the notion that drugs are bad. An innovator, on the other hand, may partake in dealing drugs, but likely would not end up using. Innovators accept social facts, which leads them to want to pursue traditional success, but unconventional means could lead to activities like hustling, which would generate income, but the commitment to social facts would probably keep most innovators from becoming addicted. Ritualists dont seem as likely to partake in drug usage, either as they accept the means to achieve, they likely hold down legitimate jobs and partake in socially acceptable hobbies. Those most likely to become addicts seem to be the rebels or the retreatists. Rebels, rejecting both norms and means to achieve, almost seem to be a wild card in Mertons theory. They attend to their own ideals of what their lives should look like. However, retreatists appear to be more likely than any other group to become addicts. As retreatists have opted out from both accepting social facts or trying to achieve them, they can be seen as those who dont care. Retreatists are more apt to live in unconventional ways, and as theyve more than likely already been born into poverty, theyve already become more at risk to become addicts, anyways (Thomas, 2014). One fascinating article attempts to pinpoint how addicts actually become fully addicted to drugs. The article notes three distinct steps that take someone from a casual user to an addict, being individual vulnerability, degree or amount of drug exposure, and and loss of control (Piazza Deroche-Gamonet, 2013). Individual vulnerability may include aspects like genetics, exposure in the household, levels of poverty, or individual impulse controllability. During the degree of drug exposure, the brain is overactivated and realizes that drugs are a highly rewarding stimuli (Piazza Deroche-Gamonet, 2013). Even with sporadic use, a learning process occurs within the brain, solidifying that drugs make it feel good. Once drug use becomes more intensified, sustained, [and] escalated, the body becomes used to have the drugs, and the brain becomes used to being stimulated (Piazza Deroche-Gamonet, 2013). Piazza Deroche-Gamonet attribute likelihood for addiction to be related to a hyperactive dopaminergic system and impaired prefrontal cortex system, biological factors that help to solidify addiction. Lastly, during the loss of control stage, it is assumed that long-term drug exposure has occurred, and that long-lasting loss of synaptic plasticity in reward areas in the brain has happened as well (Piazza Deroche-Gamonet, 2013). When the brains reward pathways are disrupted, it may become more difficult for an individual to feel pleasure from completing tasks that they used to enjoy, or from setting goals. Substances have corrupted these pathways, and influenced how individuals may react. The authors state that drugs are now not only wanted and needed but pathologically mourned when absent, an emotional statement that rings true within addiction (Piazza Deroche-Gamonet, 2013). Although this is only one theory as to how addiction solidifies itself within a person, it is interesting to see how this theory alone fits into Mertons ideas of strain theory. Consider the idea of an innovator, who has decided to achieve traditional success by making their money hustling drugs. Along the way, the hustler ends up doing a little partying, and sampling some of their product. After sampling enough times, an innovator may lose sight of the success that they were striving for when their reward pathways are interrupted, and may instead find more pleasure using than working for something better, as they once were. A rebel may also turn to drugs, as they are not held in high opinion by the general public, and drug usage is not a social fact that Americans hold high and proud. As rebels reject traditional social facts, they may try drugs as a way to defy the society in which they exist in. Once again, the corruption of the reward pathways in the brain may take a rebel from actively working to change the reality in which they live, to trying to find the next high as quickly as possible. Lastly, a retreatist may dabble with drug usage simply because they have opted out of societal norms, and, like the rebel, want to partake in an activity that is known to exist outside of the realm of normalcy. As the retreatist is not actively working towards the traditional goal of success in the first place, they may get stuck using drugs instead as they didnt have the goal of wealth or social mobility in the first place, what harm is it to them to use drugs? Again, although this is only the examination of one article, it is clear to see how Mertons theory is easily applicable to the science of how addiction actually occurs. Social roles may also play a part in why addicts remain addicted, as well. A research study done by Tingle, Cruwys, Frings analyzes the power of labelling with in addiction. According to the article, once someone identifies themselves as an addict, they are more likely to use and to actually become or to remain as such (Tingle, Cruwys, Frings, 2015). On the other hand, when people committed to labelling themselves as recovered or sober, they ended up more likely to remain as such in that regard (Tingle, Cruwys, Frings, 2015). The article reinforces the idea that certain social roles can be powerful for an individual, and that once an individual feels concrete within their own defining role, they are more apt to stay there. Focusing treatment on identifying ones self as recovered or sober may actually help people to become. Though functionalism and strain theory are certainly useful at understanding what may cause people to become addicts and what may be keeping them remaining as such, it does not offer many solutions on how to help. Durkheim, in believing that deviance is normal, would therefore not inherently see an issue with addiction. Addicts are, after all, filling a social role that generates a lot of money for others. Merton, though explaining in detail how people may compensate from their bottom rung realities to try and achieve the American Dream, does not offer guidance on how to change those most likely for addiction, such as the rebels or retreatists. Getting clean isnt easy in the first place, but functionalism and strain theory do not offer much advice to avoid becoming an addict, nor in the sobriety aspect, either. Social roles are functional within functionalism by its very definition, and if social roles are aiding the economy and other people are benefitting, why seek out to change the suffering of some others? Though the insights of the discipline are very telling and some aspects may be able to be used in treatment, there simply isnt enough emphasis on changing the deviance in the first place. As Durkheim deems it necessary, there of course is not a lot of emphasis on preventing or changing societal phenomenons that stem from said issues, like addiction. Functionalism and strain theory provide a great amount of insight as to how addiction may be purposeful within society, and how certain people may be vulnerable in the first place. Mertons analysis on the five types of deviance lend a lot of knowledge to the field of addiction, and provide background on why people may turn to drugs in the first place. Durkheims ideas of social facts, social roles, and solidarity also play a major part in defining the cause and the benefit of addiction. Conclusion Scientific studies may aid in confirming this information yet again as well, but unfortunately, these social theories do not provide adequate enough advice to prevent or to treat addiction, other than upheaving the structure of our entire society as we are aware of it, which is generally unlikely to occur. If these theories did offer any insight on how to change users, anyways, it would require massive changes in policy, law, and the understanding of addicts as we know it, as well. While modern medicine keeps moving along to try to treat addicts, there will always be an argument that they dont deserve it in the first place. Maybe this is due to personal opinion, or perhaps its due to the knowledge that the economy and certain people are benefiting off of addicts in one way or another. Either way, it is unfortunate that the argument keeps coming back to whether or not addicts deserve treatment, or how they got addicted in the first place, that keeps us from focusing on how to better the lives of addicts and how to treat people in a holistic, beneficial way at all.
Friday, May 8, 2020
Addiction is a problem thatÃ¢â¬â¢s very prevalent in our society. Considering that drugs and alcohol are being introduced to kids in middle school, this isnÃ¢â¬â¢t that surprising. We as a society constantly bombarded with talks about the Ã¢â¬Å"war on drugsÃ¢â¬ and addiction. There are constant conversations about what should and shouldnÃ¢â¬â¢t be legal and what addiction really means. Is addiction in the head, or is it something a person chooses? Should we help or punish people with addictions. Everyone has opinion, but no one has any definite answer. I think becoming addicted to anything is a matter of circumstance. You could be the poorest, most miserable person in the world and never touch any type of drug or alcohol. Or you could be the richest person in the world and be addicted to all the drugs in the world, which happens a lot when looking at the lives of celebrities. I donÃ¢â¬â¢t think anyone wants to be addicted to anything, it just kind of happens. It might hap pen because theyÃ¢â¬â¢re going through a rough patch in their life and their emotions are running high. Maybe theyÃ¢â¬â¢ve been laid off from their job, or someone they got sick or passed away. Or maybe they donÃ¢â¬â¢t feel anything at all. Maybe theyÃ¢â¬â¢re doing so well or their life isnÃ¢â¬â¢t changing or exciting at all. They donÃ¢â¬â¢t to start the downward spiral of addiction, they just fell into it. They start of simple with just a couple drinks, or a little weed every now and then. After a while that little bit isnÃ¢â¬â¢t enough to distract them from theirShow MoreRelatedDrug Addiction : Drugs And Heroin Addiction1130 Words Ã |Ã 5 PagesThe arguments for whether or not to prescribe heroin to treat heroin addictions are controversial. Henden and Baeroe (2015) state both sides of the arguments being that some believe Ã¢â¬Å"it is in the nature of heroin addiction for individuals to lose their ability to resist their desire for heroin,Ã¢â¬ which knowing the nature of chemical dependency, heroin addicts would not refuse any heroin, so it still possibly an invalid consent to research participation as they did not have a free choice to reallyRead MoreDrug Addiction1074 Words Ã |Ã 5 PagesDrug Addiction Drug abuse is an increasing epidemic in todayÃ¢â¬â¢s society. There are so many types of drugs being abused today, both legal and illegal. These drugs affect the human body in many different ways. Drug abuse can lead to addiction. Ã¢â¬Å"Drug addiction involves the repeated and excessive use of a drug to produce pleasure or escape reality despite its destructive effectsÃ¢â¬ (Ã¢â¬Å"Environmental Health Perspectives,Ã¢â¬ 2005). 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In 2013, the numbers soared from 500 deaths to 2,700. Another drug(s) is known as synthetic opioids. Fentanyl and Carfentanil are the two drugs mention by Phil Plummer,Read Moredrug addiction802 Words Ã |Ã 4 PagesÃ¯ » ¿INTRODUTION Drug addiction is the chronic disease affecting the brain, and just everyone is different. Drug affect different ways. One person can take and abuse drugs, yet never become addicted, while another merely has one experience and is immediately hooked. Addiction explain and is charactererized by a person having to used the drugs repeatedly, regardless of the damage it does to their health, family career, and their rrelationshipwith friends and the community. Addiction is not limited to drugs a ndRead MoreDrug Addiction1081 Words Ã |Ã 5 PagesDRUG ADDICTION DRUG: A chemical substance that alters the function of one or more body organs or the process of a disease. 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A person who may easily becomeRead MoreDrug Addiction1494 Words Ã |Ã 6 PagesDrug addiction Alex closed the bathroom stall boor behind him and locked it. He unzipped his book bag and scrambled trough it, searching for his escape from life. His heart was beating faster with every second that passed by. His palms were sweating and his mouth was dry. He kept imagining the smoothness of alcohol flowing down his throat. He finally felt the coldness of the bottle at the bottom of the bag. He suddenly felt a sense of warmth, as if he was at home. He felt at easeRead MoreDrug Addiction982 Words Ã |Ã 4 PagesDrug Addiction Drug addiction is a dependence on an illegal drug or medication. Many people confuse it with drug dependency, which is when a person needs a drug to function normally. The difference between drug addiction and drug dependence is drug dependence is when a person needs a drug to function normally, like some blood pressure medications can cause a physical dependence, but the person is not addicted to the drug. A person can have a physical dependence, but not be addicted. Many scientistRead MoreDrug Addiction866 Words Ã |Ã 4 PagesDrug Addiction: Disease or Habit? When people hear the words drug addict, these words have negative connotations and stigmas attached to them. People visualize a person who does not care about anything, including family, work, or commitments, except for obtaining money to buy drugs to get high. However, there are many people who are drug addicts that maintain a normal, functional life. Most people who are drug addicts would give anything to kick the habit; they do not enjoy the high anymore. The
Wednesday, May 6, 2020
The mortgage crisis in America is a political hot topic that has taken a front seat to many other topics of national importance. Even the upcoming presidential election has the potential of having this very topic at the center of each candidateÃ¢â¬â¢s agenda. However, with a matter of such national significance it would appear as though all most Americans seem to know is that the economy is bad and that about covers it. We will write a custom essay sample on What Is a Moratorium On Foreclosures or any similar topic only for you Order Now Many Americans are unaware of this economic crisis occurring and are even less aware of how it could affect them. Therefore, the apathetic and ignorant attitude towards such a dilemma could be explained. In order to assist in the eradication of this issue, one must examine the meaning of a mortgage and that will improve the understanding as to why foreclosures are occurring throughout the country. Furthermore, with this base understanding of this market we might better understand why Congressional and state legislators wish to place a moratorium, or temporary freeze, to the current foreclosure emergency. What is a Mortgage? First, letÃ¢â¬â¢s examine what a mortgage is. According to the Freddie Mac lending agency a mortgage is, Ã¢â¬Å"Ã¢â¬ ¦ a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures your promise that youÃ¢â¬â¢ll repay the money youÃ¢â¬â¢ve borrowed to buy your home. Ã¢â¬ There are also several types of mortgages available through lending agencies as well. Some of the following are the primary options available: fixed rate, adjustable rate, balloon/reset, reverse, and the hottest one that is being talked about the subprime mortgage. This is the one that should be hit on most heavily because this is the reason for the foreclosure crisis occurring right now. The problem with subprime mortgage lending is the fact that a subprime lender is predatory in nature, much like a loan shark. These companies prey on those who cannot receive a mortgage through mainstream companies as a result of poor credit or and/or a number of other factors. These companies then charge very high interest rates on the mortgages they extend to consumers. These interest rates are placed on the principle of the loan and essentially the individual paying on the loan will have to pay on the interest in lieu of the principle for a very long period of time. According to Reuters, Ã¢â¬Å"The crisis surrounding subprime mortgages extended to borrowers with spotty credit [can] unnerve financial markets and could deepen a slump in the U. S. housing market that some economists fear could put the economy close to a recession. Ã¢â¬ What is a Foreclosure? Second, Foreclosures occur when an borrower or owner of a parcel of property or home defaults on a loan payment, such as a mortgage payment, and the lender files a default notice, whereby a bank or mortgage company repossesses they property in question and the owner/borrower looses whatever rights he/she might have had prior to the default. The problem with foreclosing on individualÃ¢â¬â¢s property today is that there are a plethora of people in America that are defaulting on their mortgage payments as a result of the slowing economy, predatory lending, credit card debt; the list is endless. If the mortgage companies foreclosed on all those defaulting, there would be more homeless Americans than in U. S. history. What Is the Proposed Solution? Finally, letÃ¢â¬â¢s examine what has been proposed as a solution to the problem of foreclosures as a result of extended mortgages to borrowers, as it stands. The U. S. government is attempting to broker a deal with mortgage lenders to assist troubled borrowers with defaulting on their mortgage payments. However, many lawmakers also would like to see a moratorium occur; freezing all foreclosures so that financially-troubled borrowers can have some time to keep from losing their homes. Lawmakers believe this action will not only assist borrowers, but it will also help to stabilize the economy and the housing market as a result of homeowners having time to accrue equity. Furthermore, lawmakers have proposed to extend more than five billion dollars to the hardest-hit communities so that homeowners might be able to cope a little easier with the crisis. Florida, Nevada, California, Michigan and Ohio are key state in next yearÃ¢â¬â¢s elections as well as some of the hardest-hit as a result of the mortgage crisis. With lawmakers steering at the helm for a solution to one of the greatest financial questions since the Great Depression all one can do is waiting to see what the next administration will do to assist with the issue at hand. How to cite What Is a Moratorium On Foreclosures, Papers
Monday, April 27, 2020
In the classroom, there are many factors that influence the motivation of both the teachers and the students. These factors can either be external or internal. Internal factors are mainly the characteristics for each person such as the capability, interests and the responsibilities. External factors include practises in the school that may either prevent or influence motivation.Advertising We will write a custom term paper sample on Motivated teacher mark a chapter of students academic lives specifically for you for only $16.05 $11/page Learn More Examples of external factors are characteristics of the classrooms, instructional methods used and the peer groups. In the EFL and ESL classes, motivation has been a major problem. It is one of the essential factors for both the students and the teacher since most of the students have a very low motivation in learning English while others think that English may not be very useful in their future. EFL and ESL st udents are well motivated by pairing them so that they can work in groups. This is more successful to both the teacher and the students because language is better learned through communication that takes place among the students. This type of teamwork and cooperation is very beneficial since learners assist each other in various tasks (Little Wood 45). Secondly, a slight change in the seating arrangement for the students results to their satisfaction and may also determine the success or failure of that lesson. In addition to that, the number of the students in a class may also motivate or discourage the teacher. For instance, an average class motivates the teacher since it is more manageable as compared to a large class. Moreover, during error correction, the teacher should do it in way that the student will not feel hurt or humiliated. The teacher gets motivated after correcting the student in the right way since most of the students participate during the lesson. This is very imp ortant for the ESL and EFL classes because there is a lot of debate and discussions. An example of a quotation that motivates the teacher is, Ã¢â¬Å"a teacher who is attempting to teach, without inspiring the pupil with a desire to learn, is hammering on a cold ironÃ¢â¬ (Mann 213). Students also get motivated when they are corrected in the right manner. The teacher gets motivated when he is using an audio or visual material such as a video or a computer during the lesson because explaining becomes much easier and students tend to concentrate and understand better. The students also get motivated because the lesson becomes very enjoyable and their minds become focused thus leading to success.Advertising Looking for term paper on education? Let's see if we can help you! Get your first paper with 15% OFF Learn More Besides, the use of realia and flash cards is very motivating to both the students and the teacher especially when introducing a foreign language. They act as a facilitator especially on the vocabularies. The following is an example of a quotation that motivates the students; Ã¢â¬Å"anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays youngÃ¢â¬ (Ford 147). One of the advantages of motivation by use of group work is that there is mastery of the skills by the students which is very essential in language. The teacher then enjoys marking good grades from the students. Motivation of any kind encourages the students thus making them put more effort and creates much interest in the teacher towards that class. A disadvantage of using visual and audio materials for motivation is that they are very expensive and so much time is needed for the preparation of the lesson. Use of the first language (L1) in the ESL and EFL class as a motivation may be quite disadvantageous because it can lead to the students becoming dependent on that language or make them translate the context, which is not acceptable whi le learning language (Little Wood 68). Motivation is therefore an important concept to use in the teaching of ESL and EFL since it arouses the students as well as the teacher. A teacher who is motivated will always work hard towards the success of the students. A student who is highly motivated will strive hard to achieve better grades. Works Cited Ford, Henry. Ã¢â¬Å"Moving ForwardÃ¢â¬ . Garden City. New York, USA. 1930. Little Wood, William. Ã¢â¬Å"Foreign and Second Language LearningÃ¢â¬ . Language Acquisition. 1987 Mann, Horace. Ã¢â¬Å"The Life and Works of Horace MannÃ¢â¬ . With introduction by his secondÃ Wife.1859. Mary Peabody Mann. online editionAdvertising We will write a custom term paper sample on Motivated teacher mark a chapter of students academic lives specifically for you for only $16.05 $11/page Learn More This term paper on Motivated teacher mark a chapter of students academic lives was written and submitted by user Jared Woodward to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.